Life Healthcare Group

Life Healthcare Group

Investments, Shares
Life Healthcare Group (LHC) is an independent medical device distributor. Their business is focussed on nine key channels: Spine Orthopaedics Neurophysiology Surgical instruments Bariatric Capital equipment Ultrasound Biologics, and Vascular Life Healthcare has been on our investment radar since listing 12 months ago for numerous reasons. These include: Long term growth industry as both technology and an ageing population increase the demand for medical intervention Core exposure to spinal devices for which the growth in demand is more than double that of hip or knee procedures Capability to leverage new devices and services in to their existing channel. Despite some great investment metrics we haven’t ever invested in LHC – to our detriment it would appear. At the core of this LHC has only been listed for 18 months and…
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APA’s Year Of Growth

APA’s Year Of Growth

Investments, Shares
APA is ‘just’ an Infrastructure company. Right? Well you’d be mistaken for thinking it wasn’t after it has increase by 50% in the last 12 months. This rapid increase in share price, the result of acquisitions and new contracts, has seen APA’s dividend yield fall from mid 6% to the low 4%’s. Still better than the cash rate but an increasingly poor yield compared to some of its peers. The question hanging in the air is “where to from here?” In our view APA has been in a sweet spot. In a recent UBS research note they quite rightly point out that infrastructure companies will do well in falling interest rate environments but once interest rates and bond yields start to rise their valuation should start to fall. In simple…
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What’s Up With G8?

What’s Up With G8?

Shares
Earlier this week G8 Education (ASX: GEM) jumped 6%. The rapid rise in share price was in large due to the early release of the proposed changes to childcare. The changes revolve around the replace of current subsidies with a new “Child Care Subsidy”. The Government estimates that this will increase the involvement of more than 240,000 families in paid employment and therefore a much larger demand for Childcare. For families earning less than $65,000pa the subsidisation rate is increased 10% and they will be eligible for additional support through the Child Care Safety Net. The Safety Net provides up to 24 hours per fortnight of subsidisation regardless of whether they pass the activity test. For families earning from $65,000 to $170,000 they can expect to be save $30/week (on…
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How Do Your Current Business & Home Loans Compare To The Rest Of The Market & Your Needs?

How Do Your Current Business & Home Loans Compare To The Rest Of The Market & Your Needs?

Business
In a low interest rate environments now is a great time to include a review of your current Home and Business lending as part of your planning process. It is crucial to review your lending products and structures on a regular basis to ensure they are still competitive and structured in-line with your personal and business needs. To do this on your own is very time consuming and this is often the reason it gets put in the too hard basket. This is where Accession3 can help! As part of our team we have dedicated mortgage brokers that can take the hassle out of reviewing your Personal and Business Lending for you. Our brokers will review your current situation and compare this against other lenders in the market to ensure…
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10 Ways To Improve The Quality Of Both Your Personal & Business Life

10 Ways To Improve The Quality Of Both Your Personal & Business Life

Business
The two biggest things people search for are simple: the desire to be happy and the desire to feel satisfied with life. To attain these goals and to achieve great satisfaction and personal satisfaction in your life and career, consider working to incorporate within yourself these 10 simple qualities: Accept the challenge You know there are challenges in all areas of life, accept it and face it head on. Have faith that each challenge will help you to grow, through success, lessons learnt or at the very least the knowledge that you gave it a go. Some challenges will be rewarding whilst others will be painful. Be self-reliant We are not in an age of entitlement, I note some may disagree. The buck stops with you, not to say you…
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